Insurance and Billing

We accept the following insurances:

Aetna Humana/Choice Care Senior Whole Health
Blue Cross – including Medicare Advantage Products Mass Health – specialty referrals only Tufts Health Plan
Cigna Medicare – Part B Services Unicare
Fallon Community Health Plan Neighborhood Health Plan United Healthcare – includes Evercare/Erickson Advantage
First Health/CCN Network (HCVM) Multi-Plan/PHCS US Family Health Plan – specialty referrals only
Great-West Health Care Tri-Care – excluding Prime plan Other, please contact us
Harvard Pilgrim Health Care

Please be sure to bring your insurance card with you each time you visit the office.

You should familiarize yourself with your insurance coverage benefits. If you have any questions regarding the acceptance of your particular health plan, please call our billing department at 781-952-1500, Monday – Friday from 8:30 a.m. – 5:00 p.m.

Harbor Medical Associates Payment Policy

HARBOR MEDICAL ASSOCIATES is pleased that you have chosen our practice for your medical care. Personal and compassionate care is the first priority amongst our staff. To keep the cost of your healthcare to a minimum, HMA requests that you please review the guidelines below.

Self-pay patients

Patients with Health Insurance

Insurance is an arrangement between an individual and an insurance company (and sometimes an employer) to help that person pay the cost of medical care. Each plan has individual limitations as to what it specifically covers. Due to variations in deductible and co-payment requirements, insurance rarely covers the entire bill. There are so many new and different insurance plans available, it is impossible for HMA to be familiar with each insurance arrangement.

It is the responsibility of the patient to know and understand the details of their insurance coverage.

HMO Insurance Plan

Services requiring Referral/Pre-Certification or Authorization

Your insurance will not pay for any visit or service, which has not been referred by your Primary Care Physician (PCP). You are, therefore, responsible to confirm we receive the appropriate referral, pre-certification or authorization from your PCP. If we do not receive this form by the time of your appointment, you will be financially liable to Harbor Medical Associates for the entire fee. Your insurance company has instituted this policy to allow them to refuse payment for the non-referred visit or service.

Worker's Compensation/Motor Vehicle Accident Services

Missed Appointments

Harbor Medical Associates finds it necessary to charge a “No Show” fee for missed appointments or for appointments canceled without 24 hours notice. We regret that we have determined it necessary to institute this policy. However, by canceling your appointment 24 hours or more prior to the appointment, you will avoid this fee.

Patient Balances

You must pay all patient balances within 30 days of receiving a bill from Harbor Medical Associates. If you have not paid your balance, in full, ninety (90) days after the date of the original bill, your account will be turned over for collection. You will be held responsible for your entire balance.